Total demand VA ÷ service voltage.
Also computed
Within 10% of the standard size — future loads (EVSE, heat pump conversion) will likely push past it; consider the next size.
Next standard ampere rating at or above the load (100 A minimum for this method).
First 10 kVA at 100% + remainder at 40%.
Governing option: Space heating (fewer than 4 units) at 65%.
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